Investing Has Been Ugly. Stick With It Anyway.

This is one of those stretches when you may want to avoid looking at your investments.

Performance reports for the three months that ended in September are arriving now, and they are ugly. The vast majority of mutual funds and exchange-traded funds — the vehicles used by most Americans for their investments — fell. There were losses in most markets and in nearly all asset classes.

If you’ve lost money, take some

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